
Required Documents
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Past 2 years W-2 statements
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Pay Stubs covering the last 30 days
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Bank statements
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Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
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Copies of any stocks or certificates of deposits
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Copy of the purchase and sale agreement
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If currently renting either 12 months canceled rent checks or the landlord's name and address
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A fully executed divorce decree (if applies)
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For a refinance, have a copy of the deed, and most recent tax bill
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A letter of explanation for any known credit problems
Self-employed borrowers, employed in sales, commission based, or owns rental property require 2 years of signed personal tax returns including all schedules. If self-employed through a corporation, last two years corporate returns, balance sheet, and a year-to-date profit and loss statement.
Documentation required will vary by loan products. The loan program you select may require more or less documentation.