Required Documents 

• Past 2 years W-2 statements

• Pay Stubs covering the last 30 days

• Bank statements

• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts

• Copies of any stocks or certificates of deposits

• Copy of the purchase and sale agreement

• If currently renting either 12 months canceled rent checks or the landlord's name and address

• A fully executed divorce decree (if applies)

• For a refinance, have a copy of the deed, and most recent tax bill

• A letter of explanation for any known credit problems

Self-employed borrowers, employed in sales, commission based, or owns rental property require 2 years of signed personal tax returns including all schedules. If self-employed through a corporation, last two years corporate returns, balance sheet, and a year-to-date profit and loss statement.
 

Documentation required will vary by loan products. The loan program you select may require more or less documentation.